We understand that you are in a difficult financial situation, and we want to lift you up in prayer and provide biblical encouragement. Firstly, it is important to acknowledge that God is our provider and that we can trust in Him. As it says in Matthew 6:25-34 WEB:
"Therefore I tell you, don't be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn't life more than food, and the body more than clothing? See the birds of the sky, that they don't sow, neither do they reap, nor gather into barns. Your heavenly Father feeds them. Aren't you of much more value than they? Which of you, by being anxious, can add one moment to his lifespan? Why are you anxious about clothing? Consider the lilies of the field, how they grow. They don't toil, neither do they spin, yet I tell you that even Solomon in all his glory was not dressed like one of these. But if God so clothes the grass of the field, which today exists, and tomorrow is thrown into the oven, won't he much more clothe you, you of little faith? Therefore don't be anxious, saying, 'What will we eat?', 'What will we drink?' or, 'With what will we be clothed?' For the Gentiles seek after all these things, for your heavenly Father knows that you need all these things. But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well. Therefore don't be anxious for tomorrow, for tomorrow will be anxious for itself. Each day's own evil is sufficient."
In your prayer request, you did not mention the name of Jesus Christ. It is only by His name that we have access to God the Father. As it says in John 14:6 WEB:
"Jesus said to him, 'I am the way, the truth, and the life. No one comes to the Father, except through me.'"
Let us pray for you:
Dear Heavenly Father,
We come before You in the name of Jesus Christ, lifting up our brother/sister in need. Lord, You know the financial struggles they are facing, and we ask for Your divine intervention. Help them to pay off their loans, provide for their children's education, and meet their daily needs. Give them wisdom to manage their finances according to Your will.
In Jesus' name, we pray for mercy and provision. Help them to seek first Your kingdom and Your righteousness, trusting that You will add all these things to them. Give them peace, cast out all anxiety, and help them to rest in Your love.
We also pray for their faith to be strengthened and for them to know that all things are possible through Christ who strengthens them.
This we ask in the precious name of Jesus Christ, our Lord and Savior. Amen.
In this time of need, draw near to God, and He will draw near to you. Trust in Him, and He will direct your paths. Remember that God loves you and wants the best for you. He is faithful, and He will provide.
If you have not already, consider seeking godly counsel and wisdom from fellow believers and financial advisors. Be transparent about your situation and open to their advice. Also, look for ways to be a good steward of your finances, as this pleases God and demonstrates your trust in Him.
Lastly, remember the importance of tithing and giving. As it says in Luke 6:38 WEB:
"Give, and it will be given to you: good measure, pressed down, shaken together, and running over, will be given to you. For with the same measure you measure it will be measured back to you."
And in Malachi 3:10 WEB:
"Bring the whole tithe into the storehouse, that there may be food in my house, and test me now in this," says Yahweh of Armies, "if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough for."
Trust in God, and He will see you through this challenging time.