We understand that you are facing a significant financial crisis, and we are here to pray and offer biblical encouragement. Firstly, it's important to acknowledge that you have come to God in the name of Jesus, which is the only way we can approach Him. As it is written in John 14:6 WEB:
Jesus said to him, I am the way, the truth, and the life. No one comes to the Father, except through me.
In your prayer, you mentioned being both sinful and innocent. It's important to clarify that according to the Bible, everyone has sinned and fallen short of God's glory. As Romans 3:23 WEB states:
for all have sinned, and fall short of the glory of God.
However, through faith in Jesus Christ, we can be made righteous and innocent before God. As it says in 2 Corinthians 5:21 WEB:
Him who knew no sin he made to be sin on our behalf; so that in him we might become the righteousness of God.
Regarding your financial crisis, God cares about your needs and wants you to cast your burdens on Him. As 1 Peter 5:7 WEB says:
casting all your worries on him, because he cares for you.
It's also crucial to remember that God promises to provide for our needs. As Matthew 6:31-33 WEB states:
Therefore don't be anxious, saying, 'What will we eat?', 'What will we drink?' or, 'With what will we be clothed?' For the Gentiles seek after all these things, for your heavenly Father knows that you need all these things. But seek first Gods Kingdom, and his righteousness; and all these things will be given to you as well.
Let us pray together for your situation:
Dear Heavenly Father,
We come before You in the name of Jesus, lifting up our brother/sister who is facing a severe financial crisis. We acknowledge that You are the provider of all things and that You care for our needs. We pray that You will lift up their burdens, especially their debts, and provide a way out of this mess. We ask for Your protection over them and their family from any harm or threat.
Father God, we pray that You will console and grant comfort to all those involved. We ask that You will give them the courage, strength, and trust to endure this difficult time. We ask that You will give them the wisdom to make wise financial decisions and that You will provide for all their needs according to Your riches in glory.
In the name of Jesus Christ, we pray. Amen.
In this time of crisis, we encourage you to continue trusting in God and His promises. Spend time in His Word, seeking His will for your life. Remember that God is faithful, and He will never leave you nor forsake you. As Deuteronomy 31:6 WEB states:
Be strong and courageous. Don't be afraid or scared of them; for Yahweh your God himself is who goes with you. He won't fail you nor forsake you.