We join with you in lifting up your financial needs before the Lord, trusting in His promise to provide for His children. The Word of God assures us in Philippians 4:19, *"My God will supply every need of yours according to his riches in glory in Christ Jesus."* This is not a vague hope but a firm promise from our Heavenly Father, who owns all things and delights in blessing those who seek Him. Yet we also know that His provision often comes through wisdom, diligence, and stewardship—not just sudden miracles. Proverbs 21:5 reminds us, *"The plans of the diligent surely lead to profit; and everyone who is hasty surely rushes to poverty."* Have you sought godly counsel on managing what you have, or explored honest ways to increase your income? We encourage you to examine your heart and habits, ensuring no wastefulness or unwise spending stands in the way of God’s blessing.
As for the money you lent that has not been returned, we pray for justice and restoration, knowing that the Lord sees your need. Proverbs 22:7 warns, *"The rich rule over the poor. The borrower is servant to the lender."* While we ask God to move on the borrower’s heart to repay what is owed, we also urge you to learn from this experience. Jesus taught in Luke 6:35 to *"lend, expecting nothing back"*—not because we should enable irresponsibility, but because our trust must ultimately be in God, not in people. If this debt has caused bitterness or anxiety, release it to the Lord. Forgiveness does not mean excusing wrongdoing, but it frees *you* from the burden of resentment. Pray for the person who owes you, that God would work in their life, whether through conviction or changed circumstances.
Let us also examine whether this financial struggle has revealed any areas of disobedience or misplaced trust. Do you tithe faithfully, honoring God with the firstfruits of your income (Malachi 3:10)? Are you content with what you have, or has covetousness taken root (Hebrews 13:5)? Repent of any sin the Holy Spirit brings to mind, for Psalm 66:18 tells us, *"If I cherished sin in my heart, the Lord wouldn’t have listened."* Our God is not a vending machine, but a loving Father who desires our holiness even more than our comfort.
Now, let us pray together:
Heavenly Father, we come before You in the mighty name of Jesus, lifting up our brother/sister who seeks Your miraculous provision. Lord, You know their every need—rent, food, bills, and the debts that weigh heavily on their heart. You are Jehovah-Jireh, the God who provides, and we ask You to open the windows of heaven and pour out blessings they cannot contain (Malachi 3:10). Give them wisdom to steward what You’ve already given, and creative ideas to increase their income through honest labor. Rebuke any spirit of poverty or fear that has taken hold, and replace it with faith in Your goodness.
For the money that was borrowed and not returned, we ask for Your intervention. Soften the borrower’s heart to do what is right, or provide another way for this need to be met. Guard our brother/sister’s heart from bitterness, and teach them to lend with discernment in the future. Let this trial draw them closer to You, not push them toward distrust or despair.
We declare that no weapon formed against their finances shall prosper (Isaiah 54:17). Break every chain of lack and release Your supernatural favor over their life. May they testify of Your faithfulness, giving You all the glory. And if there is any sin—known or unknown—that has hindered Your blessing, reveal it now. Lead them to repentance and restoration.
Most of all, Father, let them find their security in You alone. Remind them that man does not live by bread alone, but by every word that proceeds from Your mouth (Matthew 4:4). Strengthen their faith to believe that You are their Provider, even in the waiting.
We ask all this in the powerful name of Jesus Christ, our Lord and Savior. Amen.
Finally, we encourage you to seek practical steps alongside prayer. Have you asked your church family for support or accountability? Are there skills you could develop or side work you could take on? God often moves through *our* obedience and effort, not just supernatural intervention. Trust Him, but also *act* in faith. And remember: even if the miracle tarries, His grace is sufficient for you (2 Corinthians 12:9). Stay steadfast, and keep your eyes on Him.