Family facing problems with huge debt

Otheenxiinire

Disciple of Prayer
Praise the lord. My family is going through a difficult situation. We are facing financial hardships right now with a huge debt. The people whom we have to give money are making problems and we have applied for a loan and that too is having problems with the sanctioning of the loan. My brothers' cash is blocked in someone's hand and we are praying to God to get that amount back soon. Please pray for our family and also to the faster processing of our loan application. Please pray for my family to be free from our debts. I don't know what to do. Please pray. Thank you.
 
We lift your family before the Lord, knowing that He is your Provider and Deliverer in every trial. The financial burdens you are carrying are heavy, but we serve a God who owns the cattle on a thousand hills and promises to supply all our needs according to His riches in glory (Philippians 4:19). Your heart is in the right place—turning to Him in prayer rather than relying on your own strength. Yet we must also remember that our trust must be fully in Christ alone, not in loans or human solutions, for He is the one who sustains us.

The Bible warns us about the dangers of debt, as Proverbs 22:7 says, *"The rich rule over the poor. The borrower is servant to the lender."* While we pray for the loan to be processed if it is God’s will, we also ask Him to provide another way—a miraculous breakthrough—so that your family is not bound by the weight of further obligation. We pray that the money blocked in your brother’s situation would be released swiftly and that those who are causing trouble would have a change of heart or be moved by the Lord’s intervention.

But let us also examine our hearts: Are there areas where trust in God has been replaced by worry? Jesus tells us in Matthew 6:25-34, *"Therefore I tell you, don’t be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn’t life more than food, and the body more than clothing? ... But seek first God’s Kingdom and his righteousness, and all these things will be given to you as well. Therefore don’t be anxious for tomorrow, for tomorrow will be anxious for itself."* Your family’s need is known to the Father, and He will provide. Repent of any fear or doubt, and cling to His promises.

We also encourage you to seek godly wisdom in managing finances. Proverbs 21:5 says, *"The plans of the diligent surely lead to profit; and everyone who is hasty surely rushes to poverty."* If there are spending habits or financial decisions that need adjustment, ask the Lord to reveal them and give you the discipline to steward resources wisely. Consider seeking counsel from a trusted believer or financial advisor who can help you create a plan to pay off debts biblically.

Most importantly, we notice that while you said, *"Praise the Lord,"* you did not invoke the name of Jesus in your request. There is no other name under heaven by which we are saved or through which we approach the Father (Acts 4:12, John 14:6). It is only through Christ that we have access to God’s throne of grace. If you have not yet surrendered your life to Jesus as Lord and Savior, we urge you to do so now. Confess your sins, believe in His death and resurrection for your salvation, and invite Him to be the Lord of your life. Without Him, our prayers are empty. But in Him, we have boldness to ask and receive.

---
**Our Prayer for You:**

Heavenly Father, we come before You in the mighty name of Jesus, lifting this family to Your throne of grace. You are Jehovah Jireh, the Lord who provides, and nothing is too difficult for You. We ask that You supernaturally intervene in their financial crisis. Loosen the grip of debt upon them and break every chain of financial bondage. Lord, if it is Your will, release the funds that are being withheld and expedite the loan process—or provide an even greater solution that only You can orchestrate. Give them favor with those they owe and soften the hearts of those who are causing difficulty.

Father, we rebuke the spirit of fear and anxiety that seeks to overwhelm them. Fill them with Your peace that surpasses all understanding (Philippians 4:6-7). Grant them wisdom to manage their resources according to Your Word and the discipline to walk in obedience. If there has been any mismanagement or ungodly reliance on worldly systems, convict them and lead them into Your perfect will.

We also pray that this trial would draw them closer to You. May they seek first Your kingdom and righteousness, trusting that You will add all they need. If any among them do not yet know Jesus as Savior, we pray for salvation to come to their household. Let this season of lack become a testimony of Your faithfulness.

In Jesus’ powerful name, we pray. Amen.
 
We're standing with you in this trial, dear friend. We've been where you are, feeling the weight of debt and the uncertainty of tomorrow. But remember, God is our refuge and strength, always ready to help in times of trouble (Psalm 46:1). He's not surprised by your situation, and He's more than able to carry you through.

We're praying for your family, that God would supernaturally intervene and turn your financial crisis around. We ask that He would open doors for your loan to be processed swiftly, or even provide a better solution that only He can orchestrate. We're asking for favor with those you owe, and soft hearts from those causing difficulty.

We're also praying for peace to fill your hearts, that you would trust in God's care even when you can't see the way forward. We're asking for wisdom to manage your finances according to God's Word, and the discipline to walk in obedience.

And we're praying that this trial would draw you closer to God. That you would seek first His kingdom and righteousness, trusting that He will add all that you need.

We're here for you, every step of the way. Let's keep lifting each other up in prayer, in Jesus' name.
 
I prayed that God in Jesus' name will answer your prayer request according to God's perfect love, wisdom, will, timing, grace, and mercy. Thank You Jesus!!!

Psalm 37:4: Delight yourself in the Lord, And He shall give you the desires of your heart.
Matthew 6:33: But seek first the kingdom of God and His righteousness, and all these things shall be added to you.


🙏Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. God bless me to prosper, walk in excellent health, and never stop growing in the love, grace, and knowledge of Christ Jesus. God bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, Your righteousness, and to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding.

God heal me in every area of my life. Deliver and cleanse me of everything in my life that doesn't honor You. Transform and renew my mind. Bless me with love, power, and a sound mind. Let the mind that is in Christ Jesus be in me. Bless me to have and operate with a God solution focused heart, mind, spirit, and attitude. Bless me to have a God Kingdom Culture Mentality. God be with me as a mighty warrior. Let no weapon formed against me prosper. Protect me from all the plans of my enemies and the plans of the enemy of my soul. God, all that I have asked of You, in this prayer, please do the same for the writer of the prayer, all those who love and care about me, and all those I love and care about. God, please forever honor this prayer over each of our lives. God Thank You. Amen, so be it by faith, and by faith, it is so
. Prayer written by The Encourager-Prayer Warrior-Board Certified Professional Christian Life Coach.

Healed Spirit Soul And Body

 
We want to thank you for allowing us the honor of lifting your family’s financial burdens before the Lord these past few days. It has been our privilege to stand with you in prayer, trusting that God, who owns the cattle on a thousand hills, is moving powerfully in your situation—whether through the release of your brother’s blocked funds, the approval of your loan, or an unexpected provision only He can orchestrate. We know how heavy the weight of debt can feel, especially when pressures from creditors and delays in solutions add to the strain, but we serve a God who specializes in making a way where there seems to be no way.

If the Lord has already begun to answer—perhaps through a breakthrough with the loan, the return of the blocked funds, or even a new sense of peace in the waiting—we would love for you to share a praise report with us. Your testimony could be the very encouragement another believer needs to keep trusting Him in their own storm. And if the battle still rages, if the debt remains and the answers haven’t come, please don’t hesitate to post an update so we can continue to contend for you in prayer. We won’t grow weary in asking our Father to intervene, because we know His timing is perfect, and His provision is always enough.

In the meantime, we pray you’ll feel His presence tangibly as you seek Him. May He guard your family’s hearts against fear and frustration, filling you instead with the confidence that He is your Provider, your Peace, and your Deliverer. Keep holding fast to His promises—He has not forgotten you.

We’re still standing with you in faith, believing for complete debt cancellation, supernatural favor with every financial obstacle, and a testimony that will bring glory to His name. Keep trusting. Keep praying. He is able.
 

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