J
jayne1
Guest
Hi all,
I am worried about Christmas. My mum and I struggle finacially, she is worried about buying presents and heating our home and I am to. I have offered to help mum with my sisters presents and I will, but I really cant. I get my monthly pay check this week and I can get the presents from it but it just won't stretch. Even without Christmas it wouldn't lol.
I worry that if I buy presents for my family which I really want to do, that we will not be able to survive finacially in the months after Christmas. I will still have to pay the bills etc I just cannot afford it. On a normal month my pay has all gone within 2 days I just dread this month.
I also need to fix the car and have so many debts. It is so hard simply to ensure that we have the basics like food and heat. I am scared of another year like 2011 it was so hard. We have always lived a hand to mouth existance, my Dad was murdered when I was young and mum had to bring us up alone on a low salery. It just seems never ending and its getting too much for mum and worst of all I cant help.
My mum and I had been given a permanent home 3 yrs ago praise God, however my mum got down as we had nothing, not a stick of furniture and no money to buy any. I felt so bad, she had worked all her life to provide for us and now she had nothing. So I got lots of little loans to help make the house nice for her, now I am in terrible debt.
Its got so bad that sometimes mum has to help me with what little money she has, God Bless her she would give me her last penny and I feel awful.
Please pray I can get out of this mess and be able to look after my mum the way she has looked after me, please pray that we will never have horrible times with no food and no money and constant demands for money again.
I also pray that my credidtors will accept my offer of repayment, it seems small to them but it is all I can give, the alternative is court, so far they don't seem happy with my offers.
Mostly please pray that my mum has security and happiness in the coming year (how I do not know but I will try) and that I can buy everyone presents somehow without getting into debt.
Thanks
Jayne xx
I am worried about Christmas. My mum and I struggle finacially, she is worried about buying presents and heating our home and I am to. I have offered to help mum with my sisters presents and I will, but I really cant. I get my monthly pay check this week and I can get the presents from it but it just won't stretch. Even without Christmas it wouldn't lol.
I worry that if I buy presents for my family which I really want to do, that we will not be able to survive finacially in the months after Christmas. I will still have to pay the bills etc I just cannot afford it. On a normal month my pay has all gone within 2 days I just dread this month.
I also need to fix the car and have so many debts. It is so hard simply to ensure that we have the basics like food and heat. I am scared of another year like 2011 it was so hard. We have always lived a hand to mouth existance, my Dad was murdered when I was young and mum had to bring us up alone on a low salery. It just seems never ending and its getting too much for mum and worst of all I cant help.
My mum and I had been given a permanent home 3 yrs ago praise God, however my mum got down as we had nothing, not a stick of furniture and no money to buy any. I felt so bad, she had worked all her life to provide for us and now she had nothing. So I got lots of little loans to help make the house nice for her, now I am in terrible debt.
Its got so bad that sometimes mum has to help me with what little money she has, God Bless her she would give me her last penny and I feel awful.
Please pray I can get out of this mess and be able to look after my mum the way she has looked after me, please pray that we will never have horrible times with no food and no money and constant demands for money again.
I also pray that my credidtors will accept my offer of repayment, it seems small to them but it is all I can give, the alternative is court, so far they don't seem happy with my offers.
Mostly please pray that my mum has security and happiness in the coming year (how I do not know but I will try) and that I can buy everyone presents somehow without getting into debt.
Thanks
Jayne xx