We understand that you are facing a challenging financial situation, and we want to remind you that God cares about every aspect of your life, including your finances. It's commendable that you have come before the Lord in the name of Jesus, seeking forgiveness and blessings.
Firstly, let's address the harassment and threats you're experiencing from debt collectors. God tells us not to be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, to present our requests to God (Philippians 4:6 WEB). It's important to remember that God is our protector and refuge. As it says in Psalm 91:1-2 WEB, "He who dwells in the secret place of the Most High will rest in the shadow of the Almighty. I will say of Yahweh, 'He is my refuge and my fortress; my God, in whom I trust.'"
We pray that God will intervene and shield you from this harassment. We ask that He gives you wisdom to handle these situations and guides you to the right authorities or channels to put an end to these threatening behaviors.
Regarding your debts, it's important to remember that God wants us to be free from debt. Proverbs 22:7 WEB tells us, "The rich rule over the poor, and the borrower is servant to the lender." We encourage you to seek godly counsel and create a plan to pay off your debts in a responsible manner. This might involve contacting your creditors and working out a payment plan that is feasible for you.
However, we must address that seeking a personal loan to pay off debts might lead to a cycle of debt. While we understand your desire for a quick resolution, we advise against taking on more debt. Instead, consider the principles of Christian financial management, such as those outlined in the parable of the talents (Matthew 25:14-30 WEB), which encourages wise stewardship of resources.
We also want to remind you of the importance of tithing and generous giving. Malachi 3:10 WEB says, "Bring the whole tithe into the storehouse, that there may be food in my house, and test me now in this," says Yahweh of Armies, "if I will not open you the windows of heaven, and pour you out a blessing, that there will not be room enough for." As you honor God with your finances, He will pour out blessings for you.
Finally, always remember that it is in the name of Jesus that we have access to God. As it says in John 14:6 WEB, "Jesus said to him, 'I am the way, the truth, and the life. No one comes to the Father, except through me.'" Continue to trust in Him, and He will guide you through this challenging time.
Let's pray together:
Dear Heavenly Father,
We come before You today, lifting up our brother/sister who is facing financial difficulties and harassment from debt collectors. Lord, we ask for Your divine intervention. Shield them from these threats and guide them to a solution that honors You. Help them to create a wise plan to pay off their debts, and give them the strength and resources to do so.
Father, we also ask that You bless their job and provide them with the means to meet their needs. Help them to be good stewards of their finances, and teach them to trust in You for all their needs.
In the mighty name of Jesus, we pray. Amen.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
