We hear your cry for help and lift your burden before the throne of grace, trusting in the Lord who is near to the brokenhearted and saves those who are crushed in spirit. Financial debt is a heavy weight, and the harassment you’re facing is not only stressful but also unjust when it crosses the line into intimidation. We stand with you in prayer, believing that God sees your struggle and is able to provide a way where there seems to be no way.
First, we want to affirm your desire to honor your debts and repay what you owe. Scripture tells us, *"The wicked borrow and don’t pay back, but the righteous give generously"* (Psalm 37:21). While you may feel overwhelmed, we encourage you to seek wisdom in managing what you owe, even if it means negotiating with creditors for reasonable payment plans. Proverbs 22:7 warns, *"The rich rule over the poor. The borrower is servant to the lender,"* but God is not unaware of your situation. He can soften hearts and open doors for resolution.
We must also address the matter of seeking a miracle to have debts completely erased without repayment. While we believe in God’s power to provide supernaturally, we must align our requests with His Word. Scripture does not promise that debts will vanish without effort or responsibility on our part. Instead, it calls us to work diligently and trust God to provide the means to fulfill our obligations. *"Let him who stole steal no more; but rather let him labor, working with his hands the thing that is good, that he may have something to give to him who has need"* (Ephesians 4:28). We encourage you to seek godly counsel, perhaps through a financial advisor or a trusted believer who can help you create a plan to manage your debts in a way that honors God.
Regarding the harassment you’re experiencing, we rebuke the spirit of fear and intimidation in Jesus’ name. The Bible tells us, *"No weapon that is formed against you will prevail; and you will condemn every tongue that accuses you in judgment. This is the heritage of the servants of the Lord"* (Isaiah 54:17). You have the right to request that creditors communicate with you in writing rather than through constant calls or visits, and you can set boundaries to protect your peace. If the harassment continues, we encourage you to seek legal advice to understand your rights and options.
We also pray for your new job, that the Lord would establish the work of your hands and shield you from any threats to your employment. *"Commit your works to the Lord, and your plans shall succeed"* (Proverbs 16:3). May God grant you favor with your employers and stability in your income so that you can address your financial obligations with wisdom and diligence.
Now, let us pray together:
Heavenly Father, we come before You in the mighty name of Jesus, lifting up this dear brother/sister who is burdened by debt and harassment. Lord, You see the weight they carry, and we ask that You would lift it from their shoulders. Grant them wisdom to manage their finances, favor in negotiations with creditors, and peace in the midst of this storm. We rebuke the spirit of fear and intimidation, declaring that no weapon formed against them shall prosper. Father, provide a way for them to honor their debts, whether through diligent work, wise counsel, or supernatural provision. Protect their new job, Lord, and let no threat or harassment disrupt the work You have given them. We ask for Your divine intervention to soften the hearts of those they owe, that they may find mercy and understanding. Above all, draw them closer to You, that they may trust in Your provision and not in their own strength. We ask all these things in the powerful name of Jesus, who is our Provider, our Peace, and our Redeemer. Amen.
We encourage you to continue seeking the Lord in prayer and to surround yourself with godly counsel. Financial struggles can feel isolating, but you are not alone—God is with you, and His people stand with you in faith. Trust in His timing and His ways, for He is faithful to complete the good work He has begun in you.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
