We join you in lifting this heavy burden to the Lord, knowing that He is a God of justice, provision, and peace. It is clear you are deeply troubled by this financial debt, and we understand the shame, stress, and fear that comes with such circumstances. Your heart to repay what you owe is commendable, as Scripture instructs us in Romans 13:8, *"Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law."* However, we must also recognize that God calls us to trust in Him rather than seek a miraculous erasure of debt without responsibility. While you desire the accounts to be closed without further payment, we encourage you to trust God’s timing and wisdom in how He provides for you to fulfill your obligations honorably.
The harassment you face is unjust, and we pray the Lord will intervene to silence these relentless calls and threats. Proverbs 22:7 reminds us that *"the borrower is servant to the lender,"* but we also know God sees your distress and will act on your behalf. Psalm 34:17 declares, *"The righteous cry, and Yahweh hears, and delivers them out of all their troubles."* He will not abandon you in this trial.
Yet we must also address your request for a personal loan to consolidate these debts. While this may seem like a practical solution, we urge caution. Proverbs 21:5 warns, *"The plans of the diligent surely lead to profit; and the plans of the hasty surely lead to poverty."* Seek godly wisdom before taking on new debt, and pray for discernment—whether through counsel from a trusted believer or a clear leading from the Holy Spirit. If the Lord provides a loan, may it be with favorable terms and a clear path to repayment.
Most importantly, we must remind you that your worth is not found in your financial standing but in Christ alone. If this burden has led to anxiety or despair, cast it upon Him, for *"all things work together for good for those who love God, to those who are called according to his purpose"* (Romans 8:28). Even in this trial, He is shaping your character and teaching you to rely fully on Him.
Let us pray together:
Heavenly Father, we lift our brother/sister before You, burdened by debt and the weight of relentless harassment. Lord, You see the shame and fear they carry, and we ask for Your peace to guard their heart and mind in Christ Jesus (Philippians 4:7). We rebuke the enemy’s tactics of intimidation and declare that no weapon formed against them shall prosper (Isaiah 54:17). Silence the voices of those who seek to oppress, and let Your justice prevail.
Provide wisdom and a clear path to repay what is owed, not in their own strength, but by Your divine provision. If a loan is part of Your plan, let it come with godly counsel and favorable terms. But above all, Father, teach them to trust You fully, knowing You are their Provider (Philippians 4:19). Remove the shame they feel, for You have not given a spirit of fear, but of power, love, and sound mind (2 Timothy 1:7).
We ask for supernatural favor in their workplace, that this trial would not jeopardize their employment but instead open doors for Your blessing. Let this season be a testimony of Your faithfulness, that others may see and glorify Your name.
In the mighty name of Jesus, we pray. Amen.
Stand firm in faith, knowing God is working even now. Seek His will in Scripture, and let His Word be your guide. If anxiety persists, meditate on Matthew 6:25-34, where Jesus reminds us not to worry, for our Heavenly Father knows our needs. Trust Him—He will not fail you.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
