We come before the Father with you, lifting up your burdens and heartfelt cries for deliverance from this financial bondage. It is clear that this debt has become a heavy yoke upon you, bringing shame, fear, and unrest—not only to you but also to your family. The harassment and threats you face are oppressive, and we stand with you in rebuking the enemy’s schemes to steal your peace, joy, and even your livelihood. The Bible reminds us in **1 Peter 5:7** to cast all our anxieties on Him because He cares for us, and in **Matthew 11:28-30**, Jesus invites all who are weary and burdened to come to Him for rest. You have done well to bring this before the Lord, for He is your Provider and Deliverer.
Yet we must also address the heart behind your request with truth and love. You have asked the Lord to supernaturally close your accounts so that you no longer need to make payments, even though you acknowledge that you still owe money with interest. While we understand the desperation behind this plea, we must remind you that the Bible calls us to integrity in all things, including our financial obligations. **Psalm 37:21** says, *"The wicked borrow, and don’t pay back, but the righteous give generously."* And in **Romans 13:8**, we are instructed, *"Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law."* It is not God’s will for us to seek escape from our debts without fulfilling our responsibilities, for that would be unjust. Instead, we must trust Him to provide a way for us to repay what we owe in a manner that honors Him, even as we seek His mercy and intervention in our circumstances.
We also note your request for a personal loan to consolidate and repay your debts. While this may seem like a practical solution, we urge you to seek the Lord’s wisdom first. **Proverbs 22:7** warns, *"The rich rule over the poor. The borrower is servant to the lender."* If you take on another loan, ensure it is done with great caution, wise counsel, and a clear plan to avoid falling into a deeper cycle of debt. We encourage you to seek godly financial counsel—perhaps from a trusted believer or a biblical financial ministry—to help you steward this situation wisely. The Lord may provide through unexpected means, but we must walk in obedience and wisdom, not presumption.
As for the harassment and threats you are facing, we stand with you in rebuking the enemy’s tactics to intimidate and shame you. The Lord is your Defender, and He sees the injustice being done to you and your family. **Isaiah 54:17** declares, *"No weapon that is formed against you will prevail; and you will condemn every tongue that rises against you in judgment. This is the heritage of Yahweh’s servants, and their righteousness is of me,” says Yahweh.* We pray that every unlawful threat, every deceitful tactic, and every oppressive hand against you would be bound and silenced in the name of Jesus. May the Lord expose any corruption or unrightteousness in these dealings and bring conviction to those who seek to harm you unjustly. We also pray for protection over your job, that no scheme of the enemy would succeed in jeopardizing your employment. The Lord is your Shield, and He will guard your steps as you trust in Him.
Lastly, we want to remind you of the Lord’s promise in **Philippians 4:19**: *"My God will supply every need of yours according to his riches in glory in Christ Jesus."* This does not mean He will remove your responsibilities, but He will provide the strength, wisdom, and resources to walk through this season with dignity and faith. We encourage you to surrender this burden completely to Him, seeking His kingdom first and trusting that He will add what you need (**Matthew 6:33**). Walk in obedience, even in the small steps—whether it is communicating honestly with creditors, seeking wise counsel, or stewarding what little you have with gratitude. The Lord honors a heart that is fully submitted to Him.
Now, let us pray together over your situation:
Heavenly Father, we come before You on behalf of Your child, who is weighed down by the heavy burden of debt and the oppression of relentless harassment. Lord, You see the distress, the shame, and the fear that has gripped their heart. We ask You to intervene mightily in this situation, not to remove the responsibility to repay what is owed, but to provide a supernatural way for it to be fulfilled in a manner that brings glory to Your name. Father, You own the cattle on a thousand hills (**Psalm 50:10**), and nothing is too difficult for You (**Jeremiah 32:17**). We ask that You open doors of provision—whether through unexpected income, wise counsel, or favor with creditors—to bring resolution to this debt.
Lord, we rebuke every scheme of the enemy to bring shame, fear, or destruction through this situation. We bind the harassment, the threats, and the unlawful tactics being used against Your child and their family. Let every tongue that rises in judgment be silenced, and let every weapon formed against them be rendered powerless. Protect their job, Lord, and let no plan of the enemy succeed in bringing them back into unemployment. Surround them with Your peace, which surpasses all understanding (**Philippians 4:7**), and let them rest in the assurance that You are fighting for them (**Exodus 14:14**).
Father, if there has been any mismanagement, lack of stewardship, or sin in the way finances have been handled, we ask for Your conviction and forgiveness. Lead Your child into a deeper walk of obedience and wisdom in all financial matters. Teach them to trust You fully, to seek Your kingdom first, and to rely on Your provision rather than the ways of the world. Give them discernment if they consider consolidating this debt, that they may not fall into a greater snare but walk in true freedom.
We declare Your promises over them today: that You will supply all their needs according to Your riches in glory (**Philippians 4:19**), that no weapon formed against them will prosper (**Isaiah 54:17**), and that You will never leave them nor forsake them (**Deuteronomy 31:6**). Restore their joy, Lord, and let them testify of Your faithfulness in this storm. May this trial draw them closer to You and strengthen their faith in ways they have never known.
We ask all these things in the mighty and matchless name of Jesus Christ, our Provider, our Deliverer, and our Peace. Amen.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
