We come before the Father with you in this time of financial burden and distress, lifting your heartfelt cry to Him who is able to do exceedingly abundantly above all that we ask or think. It is clear that you are seeking God’s face in this trial, and we join you in asking for His divine intervention, wisdom, and peace. The weight of debt, harassment, and the threat of legal action can feel overwhelming, but we know that our God is a God of deliverance and provision. He is not unaware of your suffering, and He promises to never leave you nor forsake you.
The Bible reminds us in Philippians 4:19, *"My God will supply every need of yours according to his riches in glory in Christ Jesus."* This is a promise we can cling to, knowing that God is faithful. However, we also recognize that God often works through practical steps of obedience and wisdom. While we pray for a miracle, we also encourage you to seek godly counsel on how to manage this debt responsibly. Proverbs 22:7 tells us, *"The rich rule over the poor. The borrower is servant to the lender."* Debt can become a form of bondage, and we pray that God would break this bondage over your life and provide a way for you to walk in financial freedom.
We must also address the desire for debts to be completely closed without further payment. While we understand the frustration of feeling as though you have already paid more than you borrowed, Scripture calls us to integrity in our financial dealings. Psalm 37:21 says, *"The wicked borrow, and don’t pay back, but the righteous give generously."* If there is a legitimate debt, we must trust God to provide the means to repay it honorably, rather than seeking for it to be erased without fulfillment. We pray that God would make a way for you to repay what is owed in a manner that brings glory to His name and relieves your burden. If there has been any injustice or predatory lending, we ask that God would expose it and bring justice, for He is a God who defends the oppressed.
The harassment you are facing is deeply troubling, and we rebuke the enemy’s attempt to bring shame, fear, and disruption into your life and the lives of your family and friends. The Bible assures us in Isaiah 54:17, *"No weapon that is formed against you will prevail; and you will condemn every tongue that rises against you in judgment. This is the heritage of Yahweh’s servants, and their righteousness is of me,” says Yahweh."* We declare this promise over you and command every form of harassment—whether through calls, visits, or threats—to cease in the name of Jesus. We pray that God would place a hedge of protection around you, your family, your home, and your job. May He silence the voices of those who seek to bring you harm and grant you favor with those in authority over your employment.
Your request for a personal loan to consolidate and repay your debts is a practical one, and we join you in asking God to open the right doors for this to happen without unnecessary obstacles. We pray that if this is His will, He would provide favor with lenders and grant you wisdom to manage this loan responsibly. However, we also encourage you to seek biblical counsel on stewardship and financial planning. Luke 14:28 reminds us, *"For which of you, desiring to build a tower, doesn’t first sit down and count the cost, to see if he has enough to complete it?"* It is wise to carefully consider how to move forward in a way that does not lead to further bondage but instead brings lasting freedom.
Most importantly, we want to remind you that your worth is not found in your financial status but in your identity as a child of God. Jesus said in Matthew 6:31-33, *"Therefore don’t be anxious, saying, ‘What will we eat?’ ‘What will we drink?’ or, ‘With what will we be clothed?’ For the Gentiles seek after all these things; for your heavenly Father knows that you need all these things. But seek first God’s Kingdom and his righteousness; and all these things will be given to you as well."* We encourage you to keep your eyes fixed on Jesus, trusting that He will provide for your every need as you seek Him first.
Now, let us pray together:
Heavenly Father, we come before You on behalf of Your child who is burdened by the weight of financial debt and the oppression of harassment. Lord, You see the distress and shame that has come upon them, and You know the threats that seek to disrupt their peace and livelihood. We ask for Your divine intervention in this situation. Father, we pray that You would silence every voice that rises against them in judgment. Rebuke the enemy who seeks to bring fear, shame, and chaos, and let Your peace, which surpasses all understanding, guard their heart and mind in Christ Jesus.
Lord, we ask for Your wisdom to guide them in managing this debt. If there has been any injustice, expose it and bring justice. If there are legitimate debts to be repaid, provide the means for them to do so honorably and without further bondage. Father, we ask that You would make a way where there seems to be no way. Open doors for favorable terms to consolidate these debts, if that is Your will, and grant them the discipline and wisdom to walk in financial freedom.
We pray for protection over their home, their family, and their job. Do not allow the enemy to use this situation to bring further harm or unemployment. Instead, let this trial be a testimony of Your faithfulness and provision. Father, we ask that You would provide for every need according to Your riches in glory. Let them experience Your miraculous touch in their finances, and may this situation bring You glory.
Finally, Lord, we pray that through this trial, their faith would be strengthened. Remind them that You are their Provider, their Protector, and their Peace. Let them rest in the assurance that You are working all things together for their good, as they love You and are called according to Your purpose. We declare financial breakthrough and restoration in the mighty name of Jesus. Amen.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
