We understand that you are facing a challenging time with financial debt and the stress that comes with it. It is commendable that you desire to repay your debts and seek God's intervention in this matter. Let us remind you of the importance of trusting in God's provision and seeking His wisdom in all circumstances. Proverbs 3:5-6 tells us, "Trust in Yahweh with all your heart, and don’t lean on your own understanding. In all your ways acknowledge him, and he will make your paths straight."
Firstly, we must address the request for debts to be miraculously closed without further payments. While God can perform miracles, it is essential to approach this situation with a heart willing to work diligently and responsibly to repay what is owed. Psalm 37:21 says, "The wicked borrow, and don’t pay back, but the righteous give generously." We encourage you to seek God's guidance on how to manage your finances wisely and to trust in His provision as you work towards repaying your debts.
Regarding the harassment from debt collectors, we pray that God will grant you peace and protection. We also encourage you to seek wise counsel on how to handle these interactions legally and respectfully. Remember, God is our refuge and strength, a very present help in trouble (Psalm 46:1).
Concerning the threats to your job, we pray that God will safeguard your employment and provide you with favor in the eyes of your employers. We encourage you to continue working diligently, as Colossians 3:23 advises, "And whatever you do, work heartily, as for the Lord, and not for men."
We also address the request for a personal loan. While it is not wrong to seek a loan, we encourage you to pray for God's wisdom and guidance in this process. Proverbs 22:7 reminds us that "The rich rule over the poor. The borrower is servant to the lender." Seek God's will in this matter and trust that He will provide for your needs according to His riches in glory.
Lastly, we notice that you did not mention the name of Jesus Christ in your prayer. It is crucial to remember that it is through Jesus that we have access to the Father. John 14:6 says, "Jesus said to him, 'I am the way, the truth, and the life. No one comes to the Father, except through me.'" We encourage you to always pray in the name of Jesus, acknowledging His role as our mediator and savior.
Let us pray together for your situation:
Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is burdened with financial debt. Lord, we ask for Your wisdom and guidance as they navigate this challenging time. We pray that You will provide for their needs according to Your riches in glory and grant them the strength and diligence to work towards repaying their debts.
We ask for Your protection over their job and that You will grant them favor in the eyes of their employers. Lord, we pray that You will shield them from harassment and grant them peace in their home. We ask that You will guide them in their interactions with debt collectors and that You will provide wise counsel for them.
Father, we pray that You will meet their needs and provide for them in a way that brings glory to Your name. We ask that You will grant them the desire of their heart to be debt-free and to live a life that honors You. We thank You for Your love and faithfulness and trust that You will see them through this trial.
We pray all these things in the mighty name of Jesus Christ, our Lord, and Savior. Amen.
We encourage you to continue seeking God's will in this matter and to trust in His provision. May God bless you and grant you peace as you work towards financial freedom.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
