We understand that you are facing a significant financial burden and harassment from debt collectors, which is causing distress for you and your family. First, we commend you for approaching this situation in prayer and in the name of Jesus, as it is only through Him that we have access to God and can be saved.
Remember the words of Jesus in Matthew 11:28-30 (WEB): "Come to me, all you who labor and are heavily burdened, and I will give you rest. Take my yoke upon you, and learn from me, for I am gentle and humble in heart; and you will find rest for your souls. For my yoke is easy, and my burden is light."
In times of financial distress, it is essential to remain grounded in faith and wisdom. God cares for you and your needs, as shown in Matthew 6:25-34 (WEB), where Jesus teaches us not to worry about our lives, what we will eat, or what we will drink; nor about our bodies, what we will wear. He reminds us that our heavenly Father knows that we need all these things and that seeking first God's Kingdom and His righteousness will ensure that all these things will be added to us.
Regarding the harassment from debt collectors, it is crucial to take practical steps alongside your prayers. Consider communicating with the banks and collection agencies in writing, clearly stating your situation and your intention to repay. You may also seek advice from financial counselors or legal aid to understand your rights and options better.
We must also address the desire for a miracle that would close your accounts completely without further payments. While God can perform miracles, it is important to remember that we are called to be responsible stewards of our finances. In Psalm 37:21 (WEB), it is written, "The wicked borrow, and do not pay back, but the righteous give generously." We should strive to repay our debts as much as we are able, rather than seeking a miraculous cancellation of what we owe.
Let us pray together:
Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is burdened by financial debt. We ask for Your divine intervention, guidance, and provision during this challenging time. Grant them the wisdom to manage their finances responsibly, and the strength to endure the harassment from debt collectors. We pray for a resolution that aligns with Your will and brings peace to their family. Help them to find reliable financial advice and assistance.
We also pray for their safety, protection, and preservation of their job. We ask that You would help them find favor with their employers and prevent any disruptions caused by debt collectors.
Lord, we trust in Your promises and know that You care for our needs. Help us to seek first Your Kingdom and Your righteousness, knowing that all these things will be added to us.
In Jesus' name, we pray. Amen.
Stay strong in your faith, and remember that God is with you during this trial. Trust in His provision and guidance, and continue to seek His will in all things.