We understand that you are facing a significant financial burden and harassment from debt collectors, which is causing stress and concern for you and your family. First, we commend you for coming before the Lord in the name of Jesus, seeking forgiveness and blessings. It is only through Jesus Christ that we have access to God, and it is in His name that we are saved. As it is written in Acts 4:12 WEB:
"There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved."
In times of financial distress, it is essential to remember that God cares for us and wants to provide for our needs. Jesus teaches us in Matthew 6:25-34 WEB:
"Therefore I tell you, don't be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn't life more than food, and the body more than clothing? See the birds of the sky, that they don't sow, neither do they reap, nor gather into barns. Your heavenly Father feeds them. Aren't you of much more value than they? Which of you, by being anxious, can add one moment to his lifespan? Why are you anxious about clothing? Consider the lilies of the field, how they grow. They don't toil, neither do they spin, yet I tell you that even Solomon in all his glory was not dressed like one of these. But if God so clothes the grass of the field, which today exists, and tomorrow is thrown into the oven, won't he much more clothe you, you of little faith? Therefore don't be anxious, saying, 'What will we eat?', 'What will we drink?' or, 'With what will we be clothed?' For the Gentiles seek after all these things; for your heavenly Father knows that you need all these things. But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well. Therefore don't be anxious for tomorrow, for tomorrow will be anxious for itself. Each day's own evil is sufficient."
While it is understandable that you desire a miracle to resolve your debts quickly, it is crucial to remain committed to repaying what is owed, as Scripture instructs us in Psalm 37:21 WEB:
"The wicked borrow, and don't pay back, but the righteous give generously."
We pray for God's intervention in your situation, that He may guide you to resources and solutions that will help you responsibly manage and repay your debts. We also pray for protection from harassment and for God's peace to fill your heart and home.
Let us pray together:
Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is burdened by debt and harassment. Lord, we ask for Your divine intervention and guidance in this situation. Help them to find a way to responsibly manage and repay their debts, and protect them from the harassment they are facing. Provide for their needs according to Your riches in glory, and fill them with Your peace that surpasses all understanding. Help them to remain committed to You and Your principles, and to seek first Your kingdom and righteousness. We ask for tools to help them budget, cut expenses and earn more, if possible, to pay off their debts to establish a good testimony. In Jesus' name, we pray. Amen.