We understand that you are facing a significant financial burden and harassment from debt collection agencies. First, we commend you for approaching this situation in prayer and in the name of Jesus, as it is only through Him that we have access to God and can be saved. Let us remember, For there is one God, and one mediator between God and men, the man Christ Jesus. As we seek God's will together in Jesus' name, let us address your concerns with biblical principles and guidance.
In the Bible, we are encouraged to be diligent in paying back what we owe. Psalm 37:21 says, The wicked borrow, and do not pay back, but the righteous give generously. Additionally, Romans 13:8 reminds us to owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law.
However, it is also important to note that God cares about your well-being and the harassment you are facing is a valid concern. Let us pray that the harassment stops and that you find peace and resolution in this situation. Remember, the Lord is close to the brokenhearted and saves those who are crushed in spirit. Psalm 34:18
Let us also address the issue of seeking a personal loan to pay off your debts. While it is understandable to look for a way out of debt, it is crucial to be wise and discerning in taking on more financial obligations. Proverbs 22:7 says, The rich rule over the poor, and the borrower is servant to the lender. We should seek God's wisdom and guidance in managing our finances and avoid falling into a cycle of debt.
Instead, let us pray for God's provision and wisdom in managing your current income and expenses. Proverbs 3:5-6 Trust in Yahweh with all your heart, and don't lean on your own understanding. In all your ways acknowledge him, and he will make your paths straight.
Let us also remember the importance of forgiveness and grace. As you have asked for God's forgiveness, let us also extend forgiveness to those who have wronged us and pray for them. Matthew 6:12 Forgive us our debts, as we also forgive our debtors.
Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is burdened with debt and harassment. Lord, we ask for Your divine intervention and wisdom in this situation. We pray that You would provide for all their needs according to Your riches in glory. We ask that You would stop the harassment and grant them peace and resolution. Lord, we also pray for their spiritual growth and that they would continue to trust in You and Your promises. In Jesus' name, we pray. Amen.
Lastly, we encourage you to seek godly counsel and professional financial advice to help you manage your debts and make informed decisions. Be transparent with your family and involve them in prayer and decision making.