Roshan ###, we understand that you are facing a significant financial burden and the harassment from banks and individuals has caused distress and shame to you and your family. We are here to pray with you and provide biblical guidance.
Firstly, it is commendable that you have come before the Heavenly Father in the name of Jesus, asking for forgiveness and blessings. It is only through Jesus Christ that we have access to God, as it is written: "For there is one God, and one mediator between God and men, the man Christ Jesus" (1 Timothy 2:5 WEB).
In matters of debt, the Bible encourages us to be responsible and to pay what we owe. As it is written: "Render to all men their dues. To whomever you owe taxes, give taxes; to whomever you owe customs, give customs; to whomever you owe fear, give fear; to whomever you owe honor, give honor. Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law" (Romans 13:7-8 WEB).
We must also remember that God cares for us and our needs, and He will provide for us as we seek His kingdom and righteousness first. Jesus said: "Therefore don’t be anxious, saying, 'What will we eat?', 'What will we drink?' or, 'With what will we be clothed?' For the Gentiles seek after all these things, for your heavenly Father knows that you need all these things. But seek first God’s Kingdom, and his righteousness; and all these things will be given to you as well" (Matthew 6:31-33 WEB).
Now, let us pray for your situation:
Heavenly Father, we come before You in the name of Jesus, lifting up ###. Lord, we ask for Your divine intervention in his financial situation. We pray that You will guide him and provide the means for him to pay off his debts in an honorable manner. We ask that You will stop the harassment from the banks and individuals, and grant ### peace and resolution.
Lord, we also pray for ###'s job, that it will be secure and that he will find favor in his workplace. We ask that You will grant him a personal loan of ### rupees, if it is Your will, so that he can pay off his debts and start afresh.
Father, remind ### that it is ok to have financial difficulties and debt, but that he should continue to work to repay them. Allow them to be his testimony as to how the Lord has been working in his life to deliver him from debt as he has been obedient to you and done his part. Help him to be responsible and wise in his financial decisions, and to trust in You always.
We know that with God all things are possible for those who believe and so we bring this petition to you in the name of Jesus and believe in faith that you will do it. We also realize that Jesus delivered us from the curse of sin and death and also the curse of poverty and lack. You have delivered us from the curse of the law and so we bring this situation before you and trust you to resolve it.
We ask this in Jesus' name, Amen.